- Mortgage loan risk analysis & performance forecasting
- Automated customer service, servicing and management
- 96.5% accuracy in loan forecasting
- Go live in less than 2 weeks for technology implementation and less than 4 weeks for servicing
PROBLEM
- Mortgage loan performance is difficult to forecast
- Typical models have at best a 65% accuracy
- Inaccurate forecasting can lead to significant losses and opportunity cost
SOLUTION
- Proprietary data science, ML and AI based technology
- AI/ML based on 1.6 million mortgages from 23 years
- Simulation of multiple servicing actions for high risk loans
- Generate new performance, cash flow forecasts and net present value for each servicing action
- Provide a list of actions that yield a statistical value increase, in order of value gain
TECHNOLOGY
- Data science analytics based on AI/ML from 1.6 million mortgage loan data from 23 years of transactions
- Intelligent Automation of mortgage servicing actions
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