
Mortgage Loan Risk Management
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Mortgage loan risk analysis & performance forecasting
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Automated customer service, servicing and management
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96.5% accuracy in loan forecasting
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Go live in less than 2 weeks for technology implementation and less than 4 weeks for servicing


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Mortgage loan performance is difficult to forecast
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Typical models have at best a 65% accuracy
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Inaccurate forecasting can lead to significant losses and opportunity cost
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Proprietary data science, ML and AI based technology
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AI/ML based on 1.6 million mortgages from 23 years
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Simulation of multiple servicing actions for high risk loans
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Generate new performance, cash flow forecasts and net present value for each servicing action
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Provide a list of actions that yield a statistical value increase, in order of value gain
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Data science analytics based on AI/ML from 1.6 million mortgage loan data from 23 years of transactions
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Intelligent Automation of mortgage servicing actions